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Titolo:
The effect of variable health insurance deductibles on the demand for physician visits
Autore:
Schellhorn, M;
Indirizzi:
McMaster Univ, Dept Econ, Hamilton, ON L8S 4M4, Canada McMaster Univ Hamilton ON Canada L8S 4M4 on, Hamilton, ON L8S 4M4, Canada Univ Bern, Inst Econ, CH-3012 Bern, Switzerland Univ Bern Bern Switzerland CH-3012 Inst Econ, CH-3012 Bern, Switzerland
Titolo Testata:
HEALTH ECONOMICS
fascicolo: 5, volume: 10, anno: 2001,
pagine: 441 - 456
SICI:
1057-9230(200107)10:5<441:TEOVHI>2.0.ZU;2-N
Fonte:
ISI
Lingua:
ENG
Soggetto:
COUNT DATA MODELS; CARE;
Keywords:
count data models; demand for health services and health insurance; endogenous regressors;
Tipo documento:
Article
Natura:
Periodico
Settore Disciplinare:
Social & Behavioral Sciences
Clinical Medicine
Citazioni:
13
Recensione:
Indirizzi per estratti:
Indirizzo: Schellhorn, M McMaster Univ, Dept Econ, 1280 Main St W, Hamilton, ON L8S 4M4, Canada McMaster Univ 1280 Main St W Hamilton ON Canada L8S 4M4 nada
Citazione:
M. Schellhorn, "The effect of variable health insurance deductibles on the demand for physician visits", HEALTH ECON, 10(5), 2001, pp. 441-456

Abstract

In order to contain cost in the health care sector, the introduction of consumer incentives in health insurance has been suggested and realized in many countries. The Swiss health system reform of 1996 introduced a choice ofdeductible for health services in the mandatory basic health insurance. This paper estimates the effect of this choice on physician service utilization. A generalized method of moments (GMM) estimator is applied to take account of the endogeneity of the choice of the deductible in the estimation ofthe number of physician visits. This paper finds that most of the observedreduction in the number of physician visits among individuals who choose ahigher deductible seems to be a result of self-selection of individuals into the respective insurance contracts, and not to induced changes in utilization behaviour. Copyright (C) 2001 John Wiley & Sons, Ltd.

ASDD Area Sistemi Dipartimentali e Documentali, Università di Bologna, Catalogo delle riviste ed altri periodici
Documento generato il 28/01/20 alle ore 21:29:54